Name: FEMA 100 Year Flood Plain

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Description: Federal Emergency Management Agency Floodplain for Deschutes County, Oregon. Updated by FEMA nationwide in 2007, the FIRM is the basis for floodplain management, mitigation, and insurance activities for the National Flood Insurance Program (NFIP). Insurance applications include enforcement of the mandatory purchase requirement of the Flood Disaster Protection Act, which "requires the purchase of flood insurance by property owners who are being assisted by Federal programs or by Federally supervised, regulated, or insured agencies or institutions in the acquisition or improvement of land facilities located or to be located in identified areas having special flood hazards" (Section 2 (b) (4) of the 1973 Flood Disaster Protection Act). In addition to the identification of Special Flood Hazard Areas (SFHAs), the risk zones shown on the FIRMs are the basis for the establishment of premium rates for flood insurance coverage offered through the NFIP. Q3 Flood Data files convey certain key features from the existing hard copy FIRM. Edge-matching errors, overlaps and deficiencies in coverage, and similar problems are not corrected during digitizing or post-processing. The Q3 Flood Data files are intended to provide users with automated flood risk data that may be used to locate SFHAs. More detailed information may be obtained from the paper FIRM.

Definition Expression: N/A

Copyright Text: Deschutes County - Community Development Department

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